Breaking Barriers- Improving Access to Health Care in Idaho

Idaho Breaking Barriers

“Breaking Barriers” is a 10-state study analyzing the significant impediments and racial disparities in enrollment in health coverage under the Affordable Care Act, and access to health care, even after enrollment. The report includes specific recommendations for systemic improvements to assure fair and equitable access to quality health care for all.

Stopping the Debt Trap: A National Solution

Today, the Consumer Financial Protection Bureau (CFPB) held a field hearing to share their recommendations for stopping the predatory lending debt trap. The recommendations could create strong consumer protections for payday loans, vehicle title loans, deposit advance products and certain high-cost installment and open-end loans.

Idaho Community Action Network, which has actively lobbied for policy restrictions on the industry like a cap on interest rates, believes this proposal is a significant step in the right direction and will directly benefit Idaho communities. The emergence of national solutions that address the debt trap and wealth stripping plaguing our families and communities across the nation is a significant development in the movement for consumer protection.

This proposal takes a major step toward protecting families and their hard-earned money. For Idaho, these national solutions can alleviate the struggle for families who, frankly, have enough to deal with in a state with low wages and restrictive access to health care. Considering that each year around $64 million is being stripped from Idaho’s local economies, families don’t have more to give. It’s like squeezing blood from a turnip.

With more storefronts than Starbucks, the small dollar loan industry has shown blatant disregard for common sense practices, including basic affordability underwriting. Continue reading

Up From Debt!

Join us on March 14 for a national convening on how the economy is set up to trap us in debt and how you can fight back!

Up From Debt will connect people’s experiences and fights, address impacts on people of color and women, and start to frame debt as a deep and broad problem that needs both universal and targeted solutions.

The goals are to:

  • Talk about the impact of debt on people’s lives, analyze how structures and institutions push people into the debt trap.
  • Create a venue where people can build collective power through our combined debt; uniting our inspiration and motivation to fight back together.
  • Support at the grassroots level those fighting against the various forms of debt, including medical, foreclosure, legal financial obligations, student loans, payday lending, predatory small business lending, and credit cards.
  • Identify big policy ideas for freeing people of debt, minimizing future debt, and ending the devastating impact.

Register now by clicking here